Once you choose to obtain your home loan from us, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also email us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here's an overview of the loan-application process:

STEP ONE — Apply Now! Getting Started Is Easy
When you've selected a property and have a contract with the seller, the next step is to complete your loan application, which can be done easily through our website. At the appropriate time we'll order a property appraisal for you. You will need to provide us with supporting documentation to support income and assets, depending on what type of documentation program you requested.
 
Your real estate agent or the seller will designate an escrow/title company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

STEP TWO — Your Loan Is Approved and Funded
Upon receipt of the supporting documentation and we have received the appraisal, your loan will be underwritten for a final decision. Based on the underwriting, we may need additional information. If no information is needed, your loan is ready to prepare final closing documents so that we can fund your loan.

Simple, straightforward, cost-effective, and FAST!